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Whatever you do with your important documents and financial information, it's helpful to keep your files in a safe place, far from others' prying eyes.
This is the philosophy behind My Lockbox, a free application that allows you to choose a system directory to convert into a secure safe where you can store all of your private files behind a password.
Using it couldn't be more simple: set up a password, and you're good to go. Once it's up and running, the default directory (My Documents/My Lockbox), or the directory that you've configured yourself in the application's options, will be inaccessible without the correct password.
All of this makes My Lockbox a useful application that's worth your time to download.